Revolut Business: no-FX-fee spending abroad + free metal card for UK businesses
GUIDE · If you run a UK business and travel for it — even a side-hustle ltd company — Revolut Business gives you what most travel-credit cards charge £200+/year for. Zero FX fees on the first £1,000 of monthl
1 / 6If you run a UK business and travel for it — even a side-hustle ltd company — Revolut Business gives you what most travel-credit cards charge £200+/year for. Zero FX fees on the first £1,000 of monthly spend, free physical cards, multi-currency accounts in 30+ currencies, and same-day cross-border transfers. The free tier is genuinely useful, the paid tiers are sharp value.
💳Open a Revolut Business account →What it actually is
Revolut Business is a UK-registered EMI (electronic money institution) offering current accounts, debit cards, multi-currency wallets and international transfers built specifically for businesses. Sole traders, limited companies, partnerships — all eligible. The free tier (Basic) covers most travel-frequent freelancers and small ltds; paid tiers (Grow, Scale, Enterprise) unlock more no-FX-fee headroom + perks.
The travel angle
Three things make Revolut Business genuinely useful for anyone whose business takes them abroad:
- No FX fees on the first £1,000/month (Basic tier) — spend in Euros, Dollars, Dirhams etc. at the actual interbank rate, no 2.99% markup like high-street business cards add.
- Multi-currency accounts in 30+ currencies — get paid in USD/EUR/AED without paying receipt FX fees, hold the balance, spend or transfer when the rate is right.
- Free physical metal cards on paid tiers — accepted at every airport lounge that takes Mastercard, including LoungeKey partners. No annual fee on the card itself.
How it compares to Capital on Tap
Capital on Tap and Revolut Business solve overlapping problems but from different angles:
- Capital on Tap is a credit card with proper credit limits + Avios on every spend + free DragonPass lounge access on the paid Rewards tier (£299/year). Best if you want to earn points on your business spend.
- Revolut Business is a current account + debit card with zero FX fees. Best if you want to spend abroad cheaply and hold multi-currency balances.
If you run a UK ltd or sole trader business and travel even occasionally for it, you probably want both — Capital on Tap for the Avios + UK spend, Revolut Business for foreign currency. They cost £0 combined on the free tiers.
Sign up — £600 bonus for new accounts
If you sign up through this link you get £600 cashback once your business completes the standard onboarding (verification + first card spend). It's a referral programme — fully disclosed below — but the bonus is real and it's paid to you, not the site.
Eligibility: UK-registered business (ltd or sole trader), director/owner ID verification, business banking checks. Approval usually takes 1–3 working days. Free tier has no monthly fee or hidden costs.
Why we use it
We use Revolut Business at The Boarding Pass Club for paying overseas hotels, GetYourGuide/Tiqets activity bookings, Google Cloud (USD), Stripe fees and various foreign suppliers. The avoided FX markup over the past year alone has paid for our entire office coffee budget. It's not glamorous tech — it's just genuinely cheaper banking that happens to play nicely with travel.
🧳 Travel essentials
📍 Explore London
Use the map to scope out neighbourhoods, transport links and walking distance to the highlights.
🎟️ Top things to do in London
Skip the queues with pre-booked tickets. Compare prices across GetYourGuide and Tiqets — both offer free cancellation up to 24 hours before.
Free guide: 13 UK Airport Hacks 2026
The hacks we actually use — park-and-fly for £4/night, free lounge access, zero FX fees, mistake fares and 9 more. Get the PDF + daily deals email.
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